AdaKami - Digital Loans 7.3.0
PT Pembiayaan Digital Indonesia ❘ FreewareAndroid
out of 1289717 votes
7.3.0 Safe to install
AdaKami is a digital cash loan platform that is licensed, registered and supervised by OJK. It offers loans without collateral and ensures the protection of personal privacy. The platform allows borrowers to apply for loans easily and securely.
The AdaKami digital fund loan product offers various loan periods, ranging from 3 to 12 months, and loan limits from IDR 3,000,000 to IDR 80,000,000. The maximum annual percentage rate (APR) is 36%, and the service fee is 1.42% of the loan principal.
For example, if you borrow IDR 3,000,000 with a period of 6 months, the fees charged would be as follows:
- Monthly interest rate: 3%
- Monthly interest: Rp 90,000
- Monthly service fee: Rp 42,600
- Monthly payment amount: Rp 632,600
The total interest for this loan would be IDR 540,000 and the total service fee would be Rp 255,600. The total refund fee would amount to IDR 3,795,600.
AdaKami is committed to providing a comfortable digital loan experience with benefits such as low interest and service fees, loans without collateral, easy bill payment options, and 24-hour customer service. All personal information is protected.
To apply for a digital loan at AdaKami:
- Download the AdaKami application from the Google Play Store.
- Log in using your mobile number.
- Select the desired loan amount and payment period.
- Upload all requested information accurately.
- Wait for loan application approval, which is usually quick and easy.
- Note that you must be 18 years or older.
To make payments for your digital cash loan, you can use various methods such as ATM transfer and mobile banking. AdaKami provides partnerships with several banks including Mandiri, BCA, BNI, CIMB, BTN, Panin, Permata, Maybank, Danamon, and BRI.
Install the AdaKami application to apply for an easy rupiah loan if you need funds for an emergency or have difficulties with credit card applications. Always ensure that your payment information matches the information listed in the application to avoid fraudulent attempts. AdaKami will never ask for payments through personal accounts or outside of the listed payment methods in the application.
For more information or assistance, you can contact AdaKami through:
- Telephone: 1500077
- Email: [email protected]
- Service Hours: Monday - Sunday 08:00 - 20:00 WIB
- Website: https://www.adakami.id/
- Live Chat In AdaKami Application
Follow AdaKami on verified social media accounts:
- Facebook: AdaKami
- Instagram: adakami.id
- Tiktok: adakami.id
- Twitter: adakamiofficial
Cyber Building 2 Tower Floor 28
Jl. H.R. Rasuna Said Block X-5 No. 13 RT/RW. 007/002
East Kuningan, Setia Budi
South Jakarta 12950
Overview
AdaKami - Digital Loans is a Freeware software in the category Business developed by PT Pembiayaan Digital Indonesia.
The latest version of AdaKami - Digital Loans is 7.3.0, released on 07/20/2025. It was initially added to our database on 10/21/2023.
AdaKami - Digital Loans runs on the following operating systems: Android.
Users of AdaKami - Digital Loans gave it a rating of 4 out of 5 stars.
FAQ
What is AdaKami?
AdaKami is a platform that provides digital loans to individuals and small businesses, operated by PT Pembiayaan Digital Indonesia.
How do I apply for a loan with AdaKami?
You can apply for a loan through the AdaKami website or mobile app by filling out an online application form and providing the necessary documents.
What types of loans does AdaKami offer?
AdaKami offers personal loans, business loans, and various financing options tailored to meet the needs of individuals and small enterprises.
What are the requirements to get a loan from AdaKami?
Requirements typically include being at least 21 years old, having a valid Indonesian ID, proof of income, and a bank account for disbursement.
How long does it take to get approved for a loan?
Most applicants receive approval within 24 hours after submitting their application, depending on the completeness of documentation.
What is the interest rate for loans from AdaKami?
Interest rates vary depending on the type of loan and the borrower's profile; customers should check the website for current rates.
Can I repay my loan early without penalties?
Yes, AdaKami allows early repayment without penalties; however, be sure to check your loan agreement for specific terms.
How can I contact customer support at AdaKami?
You can contact customer support via email or through the live chat feature on the website or app.
Is there a maximum loan amount I can borrow from AdaKami?
Yes, the maximum loan amount depends on your credit score and income, and you can find specific limits on their website.
What happens if I miss a payment?
If you miss a payment, you may incur additional fees, and it could negatively affect your credit score. It's important to communicate with AdaKami if you anticipate any issues.
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